Mortgage Education
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Using corporate funds for a down payment in Canada: what business owners should know
Guidance for Canadian business owners on corporate funds down payment mortgage canada, lender expectations, documentation, and planning before applying.
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Mortgage guideline exceptions
Discover how Canadian business owners can navigate mortgage guideline exceptions to secure home financing. Learn key strategies and get expert tips today!
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Adjustable Rate vs. Variable Rate Mortgages: How to Pick the Right Float Strategy
Canadian business owners need to decide whether adjustable payments or fixed-payment variables make more sense before prime moves.
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How Much Salary and Dividends to Claim for an A-Lender Mortgage (Using the BFS Qualification Line)
For business owners planning taxes with a mortgage coming up: learn how lenders underwrite salary and dividends, why retained earnings matters, and how a BFS Qualification Line calculator can map the minimum income mix to qualify.
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Is a Mortgage Pre-Approval Guaranteed in Canada?
Mortgage pre-approval in Canada is often conditional and not guaranteed. Learn the difference between a rate hold and a verified approval path, why deals get declined after subject removal, and the questions to ask before you commit.
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Cash Damming for Rental Properties: Canadian Tax Strategy
Learn how to apply cash damming to your mortgage and investment property for tax planning purposes
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Construction Financing and Developing Vacant Land in Canada
Learn how construction and land financing works in Canada
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Understanding Mortgage Payment Frequency
Learn about the different payment frequencies that you can get with your mortgage
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Mortgage Amortization vs. Term Length Explained
Learn more about amortization and term length when it comes to getting your mortgage
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Mortgage Rate Types Explained: Fixed, Variable & Hybrid
Learn more about the different types of rates you can get for your mortgage in Canada
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Gifted Equity for Mortgages: A Practical Guide
Learn more about gifting equity and how it plays a role in getting a mortgage
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Should I Refinance, Re-Amortize, or Sell My Rental Property?
Learn more about deciding between refinancing, re-amortizing or selling a rental property
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Can You Deduct HELOC Interest on a Rental Property in Canada?
Learn more about deducting HELOC interest on a rental property
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Self-Employed Mortgages in BC & Alberta: How It Works
Learn how you can get a mortgage as a business owner
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Get a Mortgage After Buying a Business in Canada
Learn what mortgages are available for new business owners who just bought a business
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Interest Adjustment on Your First Mortgage Payment
Learn more about your first mortgage payment and how interest adjustments play a role
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Tax Deductible Mortgage Strategy
Learn how to use the Tax Deductivel Mortgage strategy
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Mortgages for Influencers: Guide to Homeownership
Learn how influencers can get a mortgage
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What Is the Smith Manoeuvre and Tax Deductible Mortgage
Learn about what the Smith Manoeuvre is and how you can implement a Tax Deductible mortgage strategy
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Can You Get a Mortgage If You’ve Just Started a New Business?
Learn how you can get a mortgage, even if you're a new business owner
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Property Transfer Tax & Land Title Fees in BC and Alberta
Learn about prperty transfer taxes and land title fees if you're buying a home in Alberta or BC
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How Rental Income Affects Your Mortgage Borrowing Power
Learn how rental income affects your borrowing power when getting a mortgage
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Closing Costs When Buying Your First Home
Learn more about computing closing costs when buying your first home
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Mortgage Terms – What You Need to Know
Learn more about the main terms related to mortgages.
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First Time Home Buyer’s Guide to Creating Your Budget
Learn how to create your budget as a first time home buyer
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Should you Get a HELOC, 2nd Mortgage, or Replace your Mortgage
How to decide the best way to utilize equity in your property from HELOCs, 2nd mortgages to full refinances.
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How to Buy Your First Investment Property in Canada
Here is how you can invest in your first rental property in Canada.